You have to get your balance in life first. .. when you are not doing these kurehets first. I.e. performing regular nitnem and then seek pesh and take amrit again.
Meanwhile you can do ardaas to Guru ji and seek for forgiveness and he will guide you further and give protection so that you can stay away from events which lead you to accumulate more karmic debts of the sort.
You can try writing down your kurehets when you go for amrit again. It will save you expaining them and they will all get covered.
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